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Home Loan
Purpose :
- House/Flat Construction
- Home Renovation
- Apartment/House Purchase
- Takeover from other Bank/FI
- Construction of Semi Pucca House
Features :
- Competitive interest rate.
- Repayment tenure:12 months to 300 months.
- Maximum loan amount: BDT 200.00 Lac or 70% of the property value which ever is lower.
- Flexible Equated Monthly Installment (EMI).
- Partial settlement is allowed.
Eligibility :
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Age: Any customer within age range of 23 years to 65 years at the time of application. At the maturity of the loan, applicant's age should be within 65 years.
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Professional experience:
Salaried persons: Permanent employee having 3 years of experience in a well reputed organization.
Businessman: Length of business at least 3 years (with adequate valid business transaction).
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Minimum monthly income: BDT. 25,000 only.
(Applicants monthly income should be commensurate with his/her loan limit/ EMI/ loan tenure).
Required Documents :
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Salary Certificate/Trade License/proof of other income related documents (if any), TIN Certificate, Business Card, last twelve (12) month's bank statement.
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Photograph and National ID (NID) of Applicant & Guarantor(s).
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All documents related to the project property along with approved layout plan and approval letter from concerned authority.
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All documents stated in the application form and other documents as required by the bank must be submitted.